Terms of Service

1. Introduction and Acceptance

Welcome to Stay Smart Investing. By accessing this website or purchasing/downloading our digital content, you agree to be bound by these Terms of Service.

2. Intellectual Property & Copyright Protection

All content included on this website and within the associated e-book—including text, graphics, logos, images, digital downloads, and data compilations—is the exclusive property of Charli Bianco and is protected by UK intellectual property laws, the Kenyan Copyright Act, the EU Copyright Directive, and international copyright treaties.

The purchase of the e-book grants a single, non-exclusive, non-transferable, personal license. You may not copy, reproduce, duplicate, sell, resell, rent, lease, or distribute the e-book file on public file-sharing networks, torrent sites, social media groups, or cloud drives.

3. Third-Party Transactions

Purchases of the e-book are fulfilled via third-party platforms such as Amazon Kindle. Your transactions, refunds, and delivery terms on those platforms are governed strictly by their respective terms and conditions.

4. Limitation of Liability

The information provided in the e-book and on this website is for educational and informational purposes only and does not constitute professional financial, legal, or real estate advice.